Royal Bank of Scotland International ClearSpend
Bank
Actual Budget
Budgeting app
Connect Royal Bank of Scotland International ClearSpend to Actual Budget
Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.
Features
Everything, end to end.
From
Royal Bank of Scotland International ClearSpend
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
Actual Budget
- Works with any hosted Actual server, including self-hosted and PikaPods
- Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
- Run Bank Sync in Actual whenever you want fresh data
- Customize payees and descriptions with bank account rules
- Secure, read-only access limited to the accounts you choose to share
Setup
How it works
Connect securely
Log in through Royal Bank of Scotland International ClearSpend's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Royal Bank of Scotland International ClearSpend accounts you want to sync.
Link to Actual Budget
Paste your Synci setup token into Actual's SimpleFIN bank sync, then link the shared accounts.
Sync automatically
Transactions and balances flow from Royal Bank of Scotland International ClearSpend to Actual Budget from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls Royal Bank of Scotland International ClearSpend for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
Yes — Royal Bank of Scotland International ClearSpend exposes pending transactions, and Synci syncs them to Actual Budget. When the bank eventually books them, Synci automatically updates the same transactions in Actual Budget rather than creating duplicates.
Yes — Royal Bank of Scotland International ClearSpend credit card accounts can be connected and synced to Actual Budget alongside your regular accounts.
No. Synci connects to Royal Bank of Scotland International ClearSpend through regulated PSD2 APIs, which means authentication happens on Royal Bank of Scotland International ClearSpend's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Royal Bank of Scotland International ClearSpend through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Royal Bank of Scotland International ClearSpend.