Your bank
2,900+ supported
YNAB
Budgeting app
Bank sync for YNAB in Europe & New Zealand
Automatically sync your transactions and balances to your YNAB budget accounts.
Why Synci
Does YNAB work with European banks?
YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.
Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.
Features
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Browse
Find your institution.
2,900+ institutions across 32 countries. Each links to a setup page for this destination.
1822direkt
HELADEF1822
Aachener Bank
GENODED1AAC
Aareal Bank AG
AARBDE5WXXX
Aasen Sparebank
AASANO21
Abanca
CAGLESMM
Abanca
CAGLPTPL
Abanca Corporate
CAGLESMM
Abanca Corporate
CAGLPTPL
ABN AMRO Bank
ABNANL2A
ABN AMRO Bank Commercial
FTSBDEFAXXX
ABN AMRO Bank Commercial
ABNAGB2LXXX
ABN AMRO Bank Commercial
ABNABE2AXXX
Abtsgmünder Bank
GENODES1ABR
Activo Bank
BSABESBB
Addiko Bank
HAABHR22
Addiko Bank
HAABSI22
Agram Banka
KREZHR2X
Aion Bank
BMPBBEBBXXX
Aion Bank
BMPBPLPPXXX
Air Bank
AIRACZPP
Airbus Bank
AGBMDEMMXXX
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Airwallex
AIPTAU32
Aktia
HELSFIHH
Aktivbank
AKBADES1XXX
Alior Bank
ALBPPLPW
Allgemeine Sparkasse Oberösterreich Bank AG
ASPKAT2LXXX
Allianz Banque
AGFBFRPPXXX
Allica Bank
CIIVGB2AXXX
Allied Irish Banks
AIBKIE2DXXX
Allied Irish Banks
AIBKGB2LXXX
Allied Irish Banks (NI)
FTBKGB2BXXX
Allied Irish Banks Corporate
AIBKGB2LXXX
Allied Irish Banks Corporate
AIBKIE2DXXX
Alpha Bank
CRBAGRAA
Alpha FX
APAHGB2L
Alto Adige Banca – Sudtirol Bank
ALOAIT21
Alxing-Brucker Genossenschaftsbank
GENODEF1ALX
Amazon card (Newday)
NEWDUK00X01
American Express
AESUDEF1
American Express
AESUGB21
Andebu Sparebank
ANBUNO21
Andelskassen Fælleskassen
FAELDKK1
apoBank
DAAEDEDDXXX
Aqua card (Newday)
NEWDUK00X02
Arbejdernes Landsbank
ALBADKKK
Arbuthnot Latham
ARBUGB2LXXX
Arendal og Omegns Sparekasse
ARENNO21
Argenta
ARSPBE22
Argos card (Newday)
NEWDUK00X04
Arion Bank
ESJAISRE
Arkéa Banking Services
CMBRFR2BXXX
Arkéa Banque Entreprises et Institutionnels
CMBRFR2BXXX
Arkéa Banque Privée
CMBRFR2BXXX
Arquia Banca
CASDESBB
Artea (Šiaulių bankas)
CBSBLT26XXX
Askim og Spydeberg Sparebank
ASKSNO21
ASN Bank
ASNBNL21
AstroBank
PIRBCY2N
Attica Bank
ATTIGRAA
Aurskog Sparebank
AUSNNO21
Axa Banque
AXABFRPPXXX
Banca Adria Colli Euganei
CCRTIT2T97A
Banca Agricola Popolare di Ragusa
POPRIT31
Banca Agricola Popolare di Ragusa Corporate
POPRIT31
Banca AideXa
AIDXITMM
Banca Akros
AKROITMM
Banca Aletti
ALETITMM
Banca Alpi Marittime Carrù
ICRAITRRCI0
Banca Alta Toscana
ICRAITRRPM0
Banca Alto Vicentino Credito Cooperativo Di Schio, Pedemonte E Roana
CCRTIT2TF01
By country
YNAB bank sync, country by country.
YNAB in Norway
YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.
YNAB in Denmark
YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.
YNAB in Sweden
YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.
YNAB in Germany
YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.
YNAB in the Netherlands
YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.
YNAB in the UK
YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from your bank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.