Your bank
2,900+ supported
YNAB
Budgeting app
Bank sync for YNAB in Europe & New Zealand
Automatically sync your transactions and balances to your YNAB budget accounts.
Why Synci
Does YNAB work with European banks?
YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.
Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.
Features
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Browse
Find your institution.
2,900+ institutions across 32 countries. Each links to a setup page for this destination.
ABN AMRO Bank Commercial
ABNAGB2LXXX
Airwallex
AIPTAU32
Allica Bank
CIIVGB2AXXX
Allied Irish Banks
AIBKGB2LXXX
Allied Irish Banks (NI)
FTBKGB2BXXX
Allied Irish Banks Corporate
AIBKGB2LXXX
Alpha FX
APAHGB2L
Amazon card (Newday)
NEWDUK00X01
American Express
AESUGB21
Aqua card (Newday)
NEWDUK00X02
Arbuthnot Latham
ARBUGB2LXXX
Argos card (Newday)
NEWDUK00X04
Bank of Ireland 365 Online
BOFIGB2B
Bank of Ireland Business On Line
BOFIGB2B
Bank of Scotland Business
BOFSGBS1
Bank of Scotland Commercial
BOFSGBS1
Bank of Scotland Personal
BOFSGBS1
Barclaycard Commercial Payments
BUKBGB22
Barclaycard UK
BUKBGB22
Barclays Business
BUKBGB22
Barclays Corporate
BUKBGB22
Barclays Personal
BUKBGB22
Barclays Wealth
BUKBGB22
BBVA
BBVAGB2L
BIP card (Newday)
NEWDUK00X05
Burton card (Newday)
NEWDUK00X06
C. Hoare & Co
HOABGB2L
Capital One
NFBKUSF1XXX
Cater Allen
CATEGB21
Caxton
CAXTGB2L
Chase Bank
CHASGB2L
Chelsea Building Society
CHELGB21
Citi Private Bank
CITIGB2L
Coutts
COUTGB22XXX
Coutts&Co ClearSpend
COUTGB22XXX
Credit Suisse
CSUKGB2L
Cumberland Building Society
CMBSGB2AXXX
Cynergy Bank
BCYPGB2LXXX
Danske Bank Business
DABAGB2B
Danske Bank Private
DABAGB2B
Debenhams card (Newday)
NEWDUK00X07
Dorothy Perkins card (Newday)
NEWDUK00X08
Ebury
EBURGB2LXXX
Finom
FNOMDEB2
First Direct
MIDLGB22
Fluid card (Newday)
NEWDUK00X10
Ghana International Bank
GHIBGB2L
GoHenry
IDFEGIG1
Goldman Sachs
GSILGB2X
Halifax Personal
HLFXGB22
Handelsbanken Corporate
HANDGB22
Handelsbanken Private
HANDGB22
Hargreaves Lansdown Saving Limited
HLSVGB22
House of Fraser card (Newday)
NEWDUK00X11
HSBC Business
HBUKGB4B
HSBC Kinetic
HBUKGB4B
HSBC Personal
HBUKGB4B
HSBCnet
HBUKGB4B
ING Wholesale Banking
INGBNL2AXXX
Investec
IVESGB2L
Lloyds Business
LOYDGB2L
Lloyds Commercial
LOYDGB2L
Lloyds Personal
LOYDGB2L
Lombard Odier
LOCYGB2L
Lunar
LUNADK22
Marbles card (Newday)
NEWDUK00X13
Marks & Spencer
MSFEGB21
MBNA Personal
MBNAGB22
Metro Bank
MYMBGB2L
Mettle
NWBKGB2L
Monese
MNEEGB21
Monzo
MONZGB2L
N26 Bank
NTSBDEB1XXX
Nationwide
NAIAGB21
Natwest
NWBKGB2L
Natwest Bankline
NWBKGB2L
Natwest ClearSpend
NWBKGB2L
Natwest International
RBOSGIGI
Neteller
NETEGB21
Newpay card (Newday)
NEWDUK00X15
Opus card (Newday)
NEWDUK00X16
PayPal
PPLXLULLXXX
Paysera
EVIULT21XXX
Pleo
PLEODK00
Pulse card (Newday)
NEWDUK00X17
Revolut
REVOGB21
Royal Bank of Scotland
RBSSGBKC
Royal Bank of Scotland Bankline
RBSSGBKC
Royal Bank of Scotland ClearSpend
RBSSGBKC
Santander Personal
ABBYGB2L
Skrill
SKRLGB2L
smile
CPBKGB22
Soldo
SOAVGB21
Starling
SRLGGB3L
Stripe
STPUIE21
Sumitomo Mitsui Banking Corporation
SMBCGB2L
Tesco Bank
TPFGGB2E
The Co-Operative Bank Business
CPBKGB22
The Co-Operative Bank Retail
CPBKGB22
thinkmoney
THKMGB21
By country
YNAB bank sync, country by country.
YNAB in Norway
YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.
YNAB in Denmark
YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.
YNAB in Sweden
YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.
YNAB in Germany
YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.
YNAB in the Netherlands
YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.
YNAB in the UK
YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from your bank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.