Your bank
2,900+ supported
YNAB
Budgeting app
Bank sync for YNAB in Europe & New Zealand
Automatically sync your transactions and balances to your YNAB budget accounts.
Why Synci
Does YNAB work with European banks?
YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.
Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.
Features
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Browse
Find your institution.
2,900+ institutions across 32 countries. Each links to a setup page for this destination.
Airwallex
AIPTAU32
Bank Norwegian
NORWNOK1
bunq
BUNQNL2A
Circle K Mastercard
SKHSFI21
Coop Mastercard Mer
DKEDSESS
Danske Bank Business
DABASESX
Danske Bank Private
DABASESX
Ekobanken Medlemsbank
EKMMSE21
Entercard
DKEDSESS
Eurocard
SKHSFI21
Eurocard Corporate
SKHSFI21
Facitbank SE
FATIDK22SE
Finnair Mastercard
SKHSFI21
Finom
FNOMDEB2
Handelsbanken Corporate
HANDSESS
Handelsbanken Private
HANDSESS
HSBCnet
HSBCIE2DXXX
ICA Banken
IBCASES1XXX
Ingo Mastercard
SKHSFI21
JAK Medlemsbank
JAKMSE22
Lunar
LUNADK22
Lån & Spar Sverige
LOSASEKK
Monese
MNEEBEB2
Morrow Bank
NDEASESS
N26 Bank
NTSBDEB1XXX
Neteller
NETEGB21
NK Nycklen Mastercard
SKHSFI21
Nordea Business
NDEASESS
Nordea Corporate
NDEADKKK
Nordea Personal
NDEASESS
Nordic Choice Club
SKHSFI21
OK-Q8 Bank
SWEDSESS
Opel Mastercard
SKHSFI21
PayPal
PPLXLULLXXX
Paysera
EVIULT21XXX
Pleo
PLEODK00
Resurs Bank
RESUSE21XXX
Revolut
REVOLT21XXX
Saab Mastercard
SKHSFI21
SAS Mastercard
SKHSFI21
Scandic
SKHSFI21
SEB Card Accounts
ESSESESS
SEB Card Accounts Corporate
ESSESESS
SEB Företag
ESSESESS
SEB Kort Bank AB
SKHSFI21
SEB Kort Bank AB Corporate
SKHSFI21
SEB Private
ESSESESS
SEB Selected Mastercard Corporate
SKHSFI21
SJ Prio Mastercard
SKHSFI21
Skandia Banken
SKIASESSXXX
Skrill
SKRLGB2L
Soldo
SFSDIE22
Sparbanken Syd
SPSDSE23
Stripe
STPUIE21
SVEA Bank
SVEASESS
Swan
SWNBFR22
Swedbank
SWEDSESS
Vivid Money
VVIDLUL2
Wallet
SKHSFI21
Wise
TRWIGB22XXX
Ziklo Bank Decoupled
ESSESESS
Ålandsbanken
AABASESS
Sparbankerna
SWEDSESS
Bank Norwegian Decoupled
NORWNOK1
Swedbank Corporate
SWEDSESS
Ikano Bank
IKANSE21
Circle K Mastercard
SKHSFI21
Eurocard
SKHSFI21
Finnair Mastercard
SKHSFI21
Ingo Mastercard
SKHSFI21
NK Nycklen Mastercard
SKHSFI21
Nordic Choice Club
SKHSFI21
Opel Mastercard
SKHSFI21
Saab Mastercard
SKHSFI21
SAS Mastercard
SKHSFI21
Scandic
SKHSFI21
SEB Card Accounts
ESSESESS
SEB Card Accounts Corporate
ESSESESS
SEB Kort Bank AB
SKHSFI21
SEB Kort Bank AB Corporate
SKHSFI21
SEB Selected Mastercard Corporate
SKHSFI21
SJ Prio Mastercard
SKHSFI21
Wallet
SKHSFI21
Länsförsäkringar
ELLFSESS
Sparbankerna Corporate
SWEDSESS
By country
YNAB bank sync, country by country.
YNAB in Norway
YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.
YNAB in Denmark
YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.
YNAB in Sweden
YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.
YNAB in Germany
YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.
YNAB in the Netherlands
YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.
YNAB in the UK
YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from your bank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.