Your bank
2,900+ supported
YNAB
Budgeting app
Bank sync for YNAB in Europe & New Zealand
Automatically sync your transactions and balances to your YNAB budget accounts.
Why Synci
Does YNAB work with European banks?
YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.
Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.
Features
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Browse
Find your institution.
2,900+ institutions across 32 countries. Each links to a setup page for this destination.
Airwallex
AIPTAU32
Andelskassen Fælleskassen
FAELDKK1
Arbejdernes Landsbank
ALBADKKK
Bank Norwegian
NORWNOK1
BankNordik Denmark
BANODKKK
Borbjerg Sparekasse
BOBJDK21
bunq
BUNQNL2A
Circle K Mastercard
SKHSFI21
Coop Bank
FDDDDK21
Danske Andelskassers Bank
DANBDK22
Danske Bank Business
DABADKKK
Danske Bank Private
DABADKKK
Djurslands Bank
DJURDK22
Djurslands Bank Corporate
DJURDK22
Dragsholm Sparekasse
DRAGDK21
Entercard
SWEDNOKK
Eurocard
SKHSFI21
Eurocard Corporate
SKHSFI21
Facit bank
FATIDK22
Fanø Sparekasse
FASLDK21
Faster Andelskasse
FAANDK21
Finom
FNOMDEB2
Forbrugsforeningen
BIC0001
Frørup Andelskasse
FROPDK21
Frøslev - Mollerup Sparekasse
FRMODK21
Fynske Bank
VESBDK22
GlobeCard
SKHSFI21
HSBCnet
HSBCIE2DXXX
Hvidbjerg Bank
HVBADK21
Ikano Bank
IKANSE21
Jyske Bank
JYBADKKK
Jyske Bank Corporate
JYBADKKK
Jyske Visa
SKHSFI21
Jyske Visa Corporate
SKHSFI21
Klim Sparekasse
KLIMDK21
Kreditbanken
AAKRDK22
Kreditbanken Corporate
AAKRDK22
Lollands Bank
LOBADK21
Lunar
LUNADK22
Lån & Spar Bank AS
LOSADKKK
Lægernes Bank
LAPNDKK1
Maj Bank
MAAJDKL1
Merkur Andelskasse
MEKUDK21
Middelfart Sparekasse
MISPDK21
Monese
MNEEBEB2
Møns Bank
MONSDK21
N26 Bank
NTSBDEB1XXX
Neteller
NETEGB21
Nordea Business
NDEADKKK
Nordea Corporate
NDEADKKK
Nordea Personal
NDEADKKK
Nordfyns Bank
NSBKDK21
Nordfyns Bank Corporate
NSBKDK21
Nykredit
NYKBDKKK
PayPal
PPLXLULLXXX
Paysera
EVIULT21XXX
PenSam Bank
PENFDK22
Pleo
PLEODK00
Resurs Bank
RESUSE21
Revolut
REVOLT21XXX
Ringkjøbing Landbobank
RINGDK22
Ringkjøbing Landbobank Corporate
RINGDK22
Rise Sparekasse
RISEDK21
Rønde Sparekasse
RSPKDK21
SAS Mastercard
SKHSFI21
SEB
ESSEDK22
SEB Kort Bank AB
SKHSFI21
SEB Kort Bank AB Corporate
SKHSFI21
Skjern Bank
SKJBDK22
Skjern Bank Corporate
SKJBDK22
Skrill
SKRLGB2L
Soldo
SFSDIE22
Spar Nord Bank
SPNODK22
Sparekassen Balling
BALLDK21
Sparekassen Bredebro
BBRODK21
Sparekassen Danmark
VRAADK21
Sparekassen for Nørre Nebel
NRNEDK21
Sparekassen Kronjylland
KRONDK22
Sparekassen Sjælland-Fyn
SWESDK22
Sparekassen Sjælland-Fyn Corporate
SWESDK22
Sparekassen Thy
STHYDK21
Stadil Sparekasse
SSPKDK21
Stripe
STPUIE21
Swan
SWNBFR22
Sydbank
SYBKDK22
Sydbank Corporate
SYBKDK22
Sydjysk Sparekasse
FROSDK21
Sønderhå-Hørsted Sparekasse
SOHODK21
Vestjysk Bank
VEHODK22
Vivid Money
VVIDLUL2
Wise
TRWIGB22XXX
By country
YNAB bank sync, country by country.
YNAB in Norway
YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.
YNAB in Denmark
YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.
YNAB in Sweden
YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.
YNAB in Germany
YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.
YNAB in the Netherlands
YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.
YNAB in the UK
YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from your bank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.