Your bank

2,900+ supported

Synci Icon

YNAB

Budgeting app

Bank sync for YNAB in Europe & New Zealand

Automatically sync your transactions and balances to your YNAB budget accounts.

Regulated Open BankingSimple per-connection pricing

Why Synci

Does YNAB work with European banks?

YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.

Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.

See how Synci compares to Sync for YNAB

Features

YNAB

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to YNAB-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Browse

Find your institution.

2,900+ institutions across 32 countries. Each links to a setup page for this destination.

Aasen Sparebank

AASANO21

Airwallex

AIPTAU32

Andebu Sparebank

ANBUNO21

Arendal og Omegns Sparekasse

ARENNO21

Askim og Spydeberg Sparebank

ASKSNO21

Aurskog Sparebank

AUSNNO21

Bank Norwegian

NORWNOK1

Bank2

BTWONOK1

Berg Sparebank

BRGPNO21

Bien Sparebank

BIENNOK1

Bjugn Sparebank

BJUGNO21

Blaker Sparebank

BLSANO21

BN Bank ASA

KBNONO22

BoligBanken

PRBONO22

bunq

BUNQNL2A

Circle K Mastercard

SKHSFI21

Cultura

CULTNOK1

Danske Bank Business

DABANO22

Danske Bank Private

DABANO22

DNB

DNBANOKK

Drangedal og Tørdal Sparebank

DRANNO21

Eidsberg Sparebank

EIDSNO21

Entercard

SWEDNOKK

Esso

SKHSFI21

Etnedal Sparebank

ETSPNO21

Eurocard

SKHSFI21

Eurocard Corporate

SKHSFI21

Evje og Hornnes Sparebank

EVJENO21

Facitbank NO

FATIDK22NO

Fana Sparebank

FANANOB1

Finnair Mastercard

SKHSFI21

Finom

FNOMDEB2

Flekkefjord Sparebank

FLEKNO21

Forsvarets Personell Service

FPSVCNOK1

Gildeskål Sparebank

GILDNO21

GlobeCard

SKHSFI21

Grong Sparebank

GRONNO21

Grue Sparebank

GRUENO21

Haltdalen Sparebank

HALTNO21

Handelsbanken

HANDNOKK

Hegra Sparebank

HESPNOB1

HSBCnet

HSBCIE2DXXX

Høland og Setskog Sparebank

HOLLNO21

Ikano Bank

HANDNOKK

Jæren Sparebank

KLEPNO21

KLP Banken

KLPKNO21

Kvinesdal Sparebank

KVIDNO21

Landkreditt Bank AS

LANDNOK1

Landkreditt Mastercard

SKHSFI21

Larvikbanken Brunlanes Sparebank

LABRNOB1

Lillesands Sparebank

LILLNO21

Lunar

LUNADK22

Luster Sparebank

LUSKNO21

Maritime & Merchant Bank

MRMANOK1

Marker Sparebank

MASPNO21

Melhus Sparebank

MELHNO21

Monese

MNEEBEB2

Morrow Bank

NDEANOKK

MyBank ASA

MYASNOK1

N26 Bank

NTSBDEB1XXX

Neteller

NETEGB21

Nidaros Sparebank

KLBUNO21

Nordea Business

NDEANOKK

Nordea Corporate

NDEADKKK

Nordea Personal

NDEANOKK

Nordic Choice Club

SKHSFI21

Nordic Corporate Bank

NRCANOK2

Næringsbanken

IEVENO21

OBOS-banken AS

OBOSNOK1

Odal Sparebank

ODASNO21

Oppdalsbanken

OPPDNO21

Oslofjord Sparebank

TELENO21

Pareto Bank ASA

PTAANOK1

PayPal

PPLXLULLXXX

Paysera

EVIULT21XXX

Resurs Bank

YABANOK1

Revolut

REVOLT21XXX

Rogaland Sparebank

SASKNO22

Romerike Sparebank

LISTNO21

RørosBanken

RORBNO21

SAS Mastercard

SKHSFI21

SEB

ENSKNOKK

SEB Kort Bank AB

SKHSFI21

SEB Kort Bank AB Corporate

SKHSFI21

SEB Selected Mastercard

SKHSFI21

Selbu Sparebank

SELSNO21

Skagerrak Sparebank

BLSPNO21

Skrill

SKRLGB2L

Skudenes & Aakra Sparebank

SKAANO21

Skue Sparebank

NEPRNO21XXX

Sogn Sparebank

IDRENO21

Soknedal Sparebank

SOKNNO21

Soldo

SFSDIE22

Sparebank 1 Gudbrandsdal

SPTRNO22

Sparebank 1 Hallingdal Valdres

SPTRNO22

Sparebank 1 Helgeland

HELGNO21

Sparebank 1 Lom og Skjåk

SPTRNO22

Sparebank 1 Nord-Norge

SNOWNO22

Sparebank 1 Nordvest

NORVNO21

Sparebank 1 Ringerike Hadeland

SPTRNO22

By country

YNAB bank sync, country by country.

YNAB in Norway

YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.

Browse Norwegian banks

YNAB in Denmark

YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.

Browse Danish banks

YNAB in Sweden

YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.

Browse Swedish banks

YNAB in Germany

YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.

Browse German banks

YNAB in the Netherlands

YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.

Browse Dutch banks

YNAB in the UK

YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.

Browse UK banks

Setup

How it works

Step 01

Connect securely

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which bank accounts you want to sync.

Step 03

Link to YNAB

Point those accounts at your YNAB budget accounts.

Step 04

Sync automatically

Transactions and balances flow from your bank to YNAB from that point on.

Pricing

Pricing that scales with you.

Pay only for the bank connections you need. Start small and add more as you grow.

Basic

A flexible, pay-per-connection plan — perfect for users with simple needs.

connections

3.32/month

39.90 billed yearly

Includes:

  • Unlimited destinations
  • 2 rules per connection
  • 1 condition per rule
  • 1 action per rule
  • 30-day data retention
  • Bank sync every 6 hours
  • Not included:Transaction enrichment

Pro

Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.

connections

4.58/month

54.90 billed yearly

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 365-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

Enterprise

Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.

connections

Custom

Usage-based pricing

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 730-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

FAQ

Questions, answered.

Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.

Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.

Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.

All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.

No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.