Your bank

2,900+ supported

Synci Icon

YNAB

Budgeting app

Bank sync for YNAB in Europe & New Zealand

Automatically sync your transactions and balances to your YNAB budget accounts.

Regulated Open BankingSimple per-connection pricing

Why Synci

Does YNAB work with European banks?

YNAB's direct import covers banks in the US, Canada, and the UK well, and since 2025 it also reaches a selection of banks in about 18 European countries through Plaid. In practice, European coverage is thin: many banks don't appear in YNAB's institution search, especially Nordic, regional, and challenger banks, and New Zealand isn't covered at all. If your bank is missing, you connect through a sync service instead. Synci acts as that connector: you link your bank once through its own regulated open-banking login, and Synci keeps your YNAB budget accounts updated with new transactions and balances automatically.

Synci supports 2,900+ banks across 32 countries, from major institutions to regional and challenger banks. Find your bank below to see exactly how it connects to YNAB.

See how Synci compares to Sync for YNAB

Features

YNAB

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to YNAB-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Browse

Find your institution.

2,900+ institutions across 32 countries. Each links to a setup page for this destination.

1822direkt

HELADEF1822

Aachener Bank

GENODED1AAC

Aareal Bank AG

AARBDE5WXXX

ABN AMRO Bank Commercial

FTSBDEFAXXX

Abtsgmünder Bank

GENODES1ABR

Airbus Bank

AGBMDEMMXXX

Airwallex

AIPTAU32

Aktivbank

AKBADES1XXX

Alxing-Brucker Genossenschaftsbank

GENODEF1ALX

apoBank

DAAEDEDDXXX

Bank für Kirche und Diakonie - KD-Bank

GENODED1DKD

Bank für Sozialwirtschaft AG

BFSWDE33XXX

Bank im Bistum Essen

GENODED1BBE

Bank Norwegian

NORWNOK1XXX

Bank Saar

SABADE5SXXX

Bank11 für Privatkunden und Handel

WEFZDED1XXX

Bankhaus Anton Hafner

ANHODE77XXX

Bankhaus Bauer Aktiengesellschaft

BHBADES1XXX

Bankhaus E Mayer

BKMADE61XXX

Bankhaus Ellwanger & Geiger

ELGEDES1XXX

Bankhaus Gebr. Martin

MARBDE6GXXX

Bankhaus J. Faisst

FAITDE66XXX

Bankhaus Lampe

LAMPDEDDXXX

Bankhaus Max Flessa KG

FLESDEMMXXX

Bankhaus Rautenschlein

GENODEF1RTS

Bankhaus Werhahn

WERHDED1XXX

Bankhaus Werhahn

WERHDED1XXX

BBBank

GENODE61BBB

Bensberger Bank

GENODED1BGL

Berenberg Bank

BEGODEHHXXX

Berliner Sparkasse

BELADEBEXXX

Berliner Volksbank Abteilung BIT

BEVODEBBXXX

Bernhauser Bank

GENODES1BBF

BfW - Bank für Wohnungswirtschaft AG

BFWODE71XXX

BNP Paribas

BNPADEFFXXX

Bopfinger Bank Sechta-Ries

GENODES1BPF

Bordesholmer Sparkasse AG

NOLADE21BOR

Brandenburger Bank Volksbank-Raiffeisenbank

GENODEF1BRB

Bremische Volksbank

GENODEF1HB1

Brühler Bank

GENODED1BRL

BTV Bank

BTVAAT22XXX

BTV Bank für Tirol und Vorarlberg Zweigniederlassung Deutschland

BTVADE61XXX

Budenheimer Volksbank

GENODE51BUD

bunq

BUNQNL2A

C24

DEFFDEFF

Comdirect

COBADEHDXXX

Commerzbank

COBADEFFXXX

Connexis Cash

BNPADEFFXXX

Consors Finanz

WKVBDEM1XXX

Consorsbank

CSDBDE71XXX

Cronbank

GENODE51CRO

CVW-Privatbank

GENODEF1WHD

Degussa Bank

DEGUDEFFXXX

Dettinger Bank

GENODES1DBE

Deutsche Bank

DEUTDEFFXXX

Deutsche Bundesbank

MARKDEFFXXX

Deutsche Kreditbank AG (DKB)

BYLADEM1001

Dithmarscher Volks- und Raiffeisenbank

GENODEF1DVR

DKM Darlehnskasse Münster

GENODEM1DKM

Donau-Iller Bank

GENODES1EHI

Donner Reuschel

CHDBDEHHXXX

Dortmunder Volksbank

GENODEM1DOR

DZ BANK AG Deutsche Zentral-Genossenschaftsbank

GENODEFFXXX

Ebury

EBPBBEB1XXX

Echterdinger Bank

GENODES1ECH

Eckernförder Bank Volksbank-Raiffeisenbank

GENODEF1EFO

EDEKABANK Hamburg

EDEKDEHHXXX

Emsländische Volksbank eG

GENODEF1LIG

Erzgebirgssparkasse

WELADED1STB

EthikBank

GENODEF1ETK

Eurocity Bank

DLGHDEB1XXX

Europäisch-Iranische Handelsbank

EIHBDE21

Evangelische Bank

GENODEF1EK1

Evenord-Bank

GENODEF1N03

Finom

FNOMDEB2

flatexDEGIRO Bank AG

BIWBDE33XXX

FNZ Bank

EBSGDEMXXXX

Frankfurter Bankgesellschaft

FBGADEF1XXX

Frankfurter Sparkasse

HELADEF1822

Frankfurter Volksbank

FFVBDEFFXXX

Freisinger Bank Volksbank-Raiffeisenbank

GENODEF1FSR

Förde Sparkasse

NOLADE21KIE

Fürst Fugger Privatbank Aktiengesellschaft

FUBKDE71XXX

Fürstlich Castell'sche Bank Credit-Casse

FUCEDE77XXX

Gabler-Saliter Bankgeschäft

GABLDE71XXX

GENO BANK ESSEN

GENODEM1GBE

Genossenschaftsbank München

GENODEF1M07

Genossenschaftsbank Unterallgäu

GENODEF1MIR

Genossenschaftsbank Weil im Schönbuch

GENODES1GWS

Gladbacher Bank

GENODED1GBM

GLS Gemeinschaftsbank

GENODEM1GLS

Grafschafter Volksbank

GENODEF1NEV

GRENKE BANK

GREBDEH1XXX

Hagnauer Volksbank

GENODE61HAG

Hamburger Sparkasse

HASPDEHHXXX

Hamburger Volksbank

GENODEF1HH2

Hannoversche Volksbank

VOHADE2HXXX

Harzer Volksbank

GENODEF1QLB

Harzsparkasse

NOLADE21HRZ

Hausbank

GENODEF1M04

By country

YNAB bank sync, country by country.

YNAB in Norway

YNAB's direct import reaches only a handful of Norwegian banks, so most Norwegian budgeters sync through a connector. Synci covers DNB, the SpareBank 1 alliance, Nordea, Sparebanken Norge, Bank Norwegian, and most other Norwegian banks through regulated open banking.

Browse Norwegian banks

YNAB in Denmark

YNAB's direct import lists only some Danish banks, and many local sparekasser aren't covered. Synci connects Danske Bank, Nordea, Jyske Bank, Sydbank, Arbejdernes Landsbank, Lunar, Lån & Spar, and dozens of local sparekasser to YNAB automatically.

Browse Danish banks

YNAB in Sweden

YNAB's direct import covers only a selection of Swedish banks. Synci connects Swedbank, SEB, Handelsbanken, Nordea, Danske Bank, Länsförsäkringar, ICA Banken, and more, with transactions and balances updated automatically.

Browse Swedish banks

YNAB in Germany

YNAB's direct import lists only a selection of German banks, and most Sparkassen and Volksbanken aren't covered. Synci connects Deutsche Bank, Commerzbank, ING, DKB, comdirect, N26, the large Sparkassen and Volksbanken, and many more through regulated open banking.

Browse German banks

YNAB in the Netherlands

YNAB's direct import covers only some Dutch banks. Synci connects ING, Rabobank, ABN AMRO, SNS, ASN Bank, bunq, Knab, and Triodos to YNAB, keeping your budget accounts current automatically.

Browse Dutch banks

YNAB in the UK

YNAB's direct import covers many UK banks, but not all of them. Synci is an alternative route: it connects Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more through UK open banking.

Browse UK banks

Setup

How it works

Step 01

Connect securely

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which bank accounts you want to sync.

Step 03

Link to YNAB

Point those accounts at your YNAB budget accounts.

Step 04

Sync automatically

Transactions and balances flow from your bank to YNAB from that point on.

Pricing

Pricing that scales with you.

Pay only for the bank connections you need. Start small and add more as you grow.

Basic

A flexible, pay-per-connection plan — perfect for users with simple needs.

connections

3.32/month

39.90 billed yearly

Includes:

  • Unlimited destinations
  • 2 rules per connection
  • 1 condition per rule
  • 1 action per rule
  • 30-day data retention
  • Bank sync every 6 hours
  • Not included:Transaction enrichment

Pro

Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.

connections

4.58/month

54.90 billed yearly

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 365-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

Enterprise

Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.

connections

Custom

Usage-based pricing

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 730-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

FAQ

Questions, answered.

Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to YNAB within minutes.

Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.

Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.

All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank — each result links to a combo page with setup details.

No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.