COFIDIS
Bank
SimpleFIN apps
Bank data protocol
Connect COFIDIS to SimpleFIN apps
Sync your bank transactions and balances to Buckets, Actual Budget, and any other app powered by SimpleFIN.
Features
Everything, end to end.
From
COFIDIS
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Might not support credit card accounts
To
SimpleFIN apps
- Works with any SimpleFIN-compatible budgeting or finance app, including Buckets and Actual Budget
- Set up in minutes with a one-time setup token, no scripts or browser extensions needed
- Apps get a secure, read-only connection limited to the accounts you choose to share
- Re-syncing never creates duplicate transactions
- Customize payees and descriptions with bank account rules
Setup
How it works
Connect securely
Log in through COFIDIS's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which COFIDIS accounts you want to sync.
Link to SimpleFIN apps
Copy your Synci setup token and paste it into your app's SimpleFIN settings, then link the shared accounts.
Sync automatically
Transactions and balances flow from COFIDIS to SimpleFIN apps from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls COFIDIS for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to SimpleFIN apps within seconds.
Yes — COFIDIS exposes pending transactions, and Synci syncs them to SimpleFIN apps. When the bank eventually books them, Synci automatically updates the same transactions in SimpleFIN apps rather than creating duplicates.
COFIDIS may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
No. Synci connects to COFIDIS through regulated PSD2 APIs, which means authentication happens on COFIDIS's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to COFIDIS through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and COFIDIS.